Now, FinTech is clearly a global phenomenon, and although much of the money raised and deployed, and many of the customers are basically in the United States, it will be completely false to presume, that most FinTech activity today or in the future, will be based in the United States or involving United States customers. A simple look at the top 10 FinTech deals in 2018, reveals that only about 40 percent of the deals done, the largest deals, were based in the United States. The largest refinitiv, which is a B2B platform which was bought out with a base level of $17 billion, was indeed based in the US. However, the Series C funding round done by Ant Financial which was at $14 billion, saw a Chinese company take in the cash. The third and fourth positions were held by Wordpay and Nets, at about 13 to 5.5 billion, both in the UK and Denmark respectively. One in a purely M&A transaction. The other, once again, in a buyout funding round. So in other words, it's not just a Venture Capital space, by the way of funding it's a buyout space. It's not just Venture Capital, it's Private Equity, and it's a global phenomenon, 40 percent in the US, the rest seeing activity around the world. Take China for example, a large and developing market for FinTech even today. One of the top 5 deals was specifically, in fact the second was Ant Financial in 2018, and throughout the entire year, we saw about $18.2 billion of additional funding across Venture Capital, Private Equity, and M&A deals. This is once again from the Pulse of FinTech report from a partner KPMG. The pattern across time, both by deal count and capital invested, follows the pattern we saw in the US. A general increase in activity money flowing into the space, deal counts being somewhat cyclical, having a recent downturn but a general upward average trend, indicating ongoing potential interest here, once again, in China. The UK, although on an absolute basis larger than we saw in China, at about $20.7 billion added up and in the aggregate across the year, also had a weaker 2018 than was seen over the last several years. Again, a positive upward trend cyclicality in the funding, reflecting the global phenomenon of FinTech. Europe, of course in the aggregate larger than the UK, about at the level of the combination of China and the UK, saw about $34.2 billion. Again, from the Pulse of FinTech report from KPMG. Same trend in increase in the number of deals, a bit of weakness in 2018, cyclicality in the flows reflecting varying but positive demand. Another important emerging area within the FinTech cluster is real estate technology. The global market snapshot of venture investments reveals very interesting patterns that correspond to what we saw previously. Namely, some measure of weakness in 2018, but historically increasing deal flow. NeueHouse, Juniper Square, Zesty, raised between 13 and $30 million. The median funding level was three million dollars. That was in December, but the total funding level of about a $108 million as of December of 2018 was down dramatically, from what we saw previously. All that being said, the global real estate tech market is strong. NeueHouse, Juniper Square, Zesty, WhyHotel, Dazhu Facility, Home Hero and so on, have multiple approaches, are globally represented, not just in the United States but East Coast and West Coast, not just the United States but China, Israel, India, and the UK, globally targeting technology in real estate, B2B, B2C, and peer-to-peer.